Individuals & Families » Blog

Determining the Best Mortgage for You

Tom Curti
Tom Curti
January 4, 2016  No Comments

Before purchasing a home, you should understand the types of mortgage loans available and determine which one is best for your long-term financial situation. Decide how long you plan to stay in the home, calculate your down payment, review your credit score and outstanding debt and take into account your income stability. Then, compare loans Full Article

Planning for Charitable Giving

Tom Curti
Tom Curti
December 15, 2015  No Comments

In this season of giving, many take this opportunity to give back to their community, to meaningful causes and to their favorite charities. While supporting the organizations you value is important, understanding your options for giving is just as important. According to managing member Doug Loftus, “having a planned giving strategy that is Full Article

II. A Reality Check for Your Future – Retirement Planning

Wealth Dimensions
Wealth Dimensions
December 8, 2015  No Comments
baby-boomers-bicycling

Part II: Building a Realistic Picture of Retirement One of the keys to engaging with your future may lie in the details. According to Tom Curti, managing member at Wealth Dimensions, “We guide clients through an in-depth assessment as part of our planning process that not only includes their financials, but actually starts with clarifying Full Article

I. A Reality Check for Your Future – Retirement Planning

Wealth Dimensions
Wealth Dimensions
December 1, 2015  No Comments
Young Man Seeing Old Self

What Does Retirement Look Like? Can you envision your future? Maybe in the short term, but when it comes to creating a picture of your life 20 or 30 years from now, the task becomes much more challenging. That’s why a majority of people fail to achieve their long-term financial goals. A recent study by Full Article

What You Need to Know About Social Security

Wealth Dimensions
Wealth Dimensions
November 13, 2015  No Comments

How much do you know about Social Security? You are not alone if you don’t have a full understanding of Social Security benefits. A recent Mass Mutual survey revealed that nearly 72 percent of those surveyed did not receive a passing grade. The findings also indicated that there are many misperceptions about Social Security benefits Full Article

Budgeting: An Essential Financial Fitness Routine

Wealth Dimensions
Wealth Dimensions
November 1, 2015  No Comments
weights with dollar signs

Just like a physical helps you assess the state of your health by identifying potential risks, measuring your progress and pinpointing next steps, budgeting can offer the same insight into your financial health. When part of a comprehensive financial plan, budgeting offers the ability to connect your current financial reality with your financial Full Article

Quarterly Commentary – October 2015

Wealth Dimensions
Wealth Dimensions
October 26, 2015  No Comments
economic volatility

In this Issue: Climbing the Wall of Worry 7 Basic Rules The Bond Debate: Part II Going UP? Download PDF The third quarter of 2015 proved to be a difficult one for investors, as US economic data showed signs of weakness, global slowdown fears persisted and continued talk of looming interest rate hikes all converged, Full Article

Personal Financial Manager: Stay in Control of Your Financial Future

Wealth Dimensions
Wealth Dimensions
October 20, 2015  No Comments
Personal Financial Manager

As life gets more complex, tracking various aspects of your financial life and getting a clear picture of where you stand can prove challenging. This may be why only about 10 percent of boomers are highly engaged in their financial lives (2012 Aite Group report). Wouldn’t it be great to consolidate all of your finances Full Article

Connecting to Your Future Self to Increase Savings

Wealth Dimensions
Wealth Dimensions
August 28, 2015  No Comments

To the extent that people can feel more connected to a vividly imagined future self, they should be motivated to save money in a long-term domain. Accordingly, in the first year of this CADMA funded project, researchers designed the software and conducted an experiment to examine the association between a vivid perception of one’s self Full Article

Quarterly Commentary – July 2015

Wealth Dimensions
Wealth Dimensions
August 10, 2015  No Comments

Download PDF In the second quarter, the economy and markets struggled to rebound from the recurring first quarter malaise we have experienced for the past few years. While U.S. employment showed some new momentum, overall economic activity remained tepid. This news, combined with escalating concerns with Greece and China caused global markets to Full Article