What information we collect and from whom we collect it
We may collect nonpublic personal information about you from the following sources:
Information we receive from you on applications or other forms;
Information about your transactions with us, our affiliates or others; and
Information we receive from non-affiliated third parties, including consumer- reporting agencies.
“Nonpublic personal information” is nonpublic information about you that we obtain in connection with providing a financial service or product to you.
What information we disclose and to whom we disclose it
We do not disclose any nonpublic information about you without your express consent, except as permitted by law. This applies to current as well as former clients. We restrict access to your nonpublic personal information to those employees, affiliates and independent third parties who need to know that information in order to provide products services to you.
Our security procedures
We maintain physical, electronic and procedural safeguards to protect your nonpublic personal information. This includes measures to protect your information in the course of its disposal.